You are required to visit our offices to fill out the loan form with the help of our loan officers, they will walk you through the application process and review your application details, assess your eligibility and provide you with further instructions to complete the process.

Granting credit approval depends on the willingness of the creditor to lend money in the current economy and that same lender's assessment of the ability and willingness of the borrower to return the money or pay for the goods obtained-;plus interest-;in a timely fashion. This is done by a panel of credit committee who decide whether the client is fit to be advanced the credit.

This is done after the loan has been approved, the approved amount is disbused via cheque to the loanie account of choice.

Repayment is the act of paying back money previously borrowed from a lender. Typically, the return of funds happens through periodic payments which include both principal and interest. Loans can usually also be fully paid in a lump sum at any time.